Equipment Financing Equipment financing is becoming increasingly popular in today's market. Equipment financing enables businesses to purchase equipment right away rather than wait for future cash flows before buying. With equipment financing, it is easy to upgrade your equipment so you can operate with the most up-to-date items. You get credit for the amount you have paid off on your old equipment and the new equipment will be incorporated into a new lease with a new lease term. Equipment financing leaves your working capital free, rather than tying it up in depreciating assets. This is capital that you can choose to invest in profit generating opportunities. This 'untouched' working capital can be retained to earn a higher rate of return. Equipment financing also makes preparing monthly budgets easier. There is one monthly fee to enter - no guesswork is needed. It also can give your company a tax break. In most cases, lease payments may be deducted as an operating expense making payments 100% deductible. This means you realize a lower after-tax cost of the equipment due to an accelerated write-off over the lease term. Copyright © 1998-1999. Integra Leasing Corp. All rights reserved.